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Have you found someone to pay the rent if your tenants won’t?

3 April 2018 by inspire Leave a Comment

Providing a Landlord with peace of mind and protection is paramount! It’s comforting to know that you can insure your rental income and be protected against risks such as loss of rent, malicious damage, accidental damage and legal liability.

 

There are many policies available by different providers. However you need to make sure that you read the fine print. Here are some things to look out for – coverage may vary between policies eg. Does the policy cover for death of a tenant, or if the tenant defaults whilst on a non-fixed term agreement? What are the excess amounts charged on each claim? If there are multiple items being claimed, is there a cap on how many excesses that can be charged with each total claim? Do they provide a multiple property discount? Can your claim be approved by the agent or does it have to be approved by an underwriter which can lengthen the claim time? Is cover only provided to owners who have their properties managed by a Licensed Real Estate Agent?

 

For such a minimal tax deductable fee and often under the cost of one weeks rent, you cannot afford to be without it! Find out more by contacting your Property Manager.

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